Investing in people

With student loans becoming crippling for new college graduates, some are looking for more creative financing models. Today's Times explores a couple of these new options. In Pave and Upstart, people can invest in students to fund their education or business ideas. For example, one student needs $30,000 in exchange for 7% of his income for his first 10 years in his career.

Stuart Isett for The New York Times

I was intrigued and went on these websites to see who I could invest in. I was disappointed in the few who wanted to fund their education and the plethora of those who want to start some crazy start-up or become well-educated but poorly paid social workers.

I like the idea but want to see more solid investments before I send any of my money their way.